OMG Only 2 months left in 2025!

We are officially on the final leg of 2025, and we all are wrapping up and waiting for the EOY Break right?

Well, this is a good time to reflect on yourself on how much you have accomplished, and also use this time wisely to:

  1. Reset your finances

  2. Refocus on your habits

  3. Get ready for 2026

Audit your Financial Goals for 2025 📝

Remember those big financial goals you set back in January 2025? It's time for an honest look: What actually worked, and what didn’t. It’s absolutely okay if you didn't hit every target.

The goal is to figure out what's still worth chasing in the last 2 months of 2025.

Ask yourself:

  • Am I still waiting for the “perfect time” to start investing?

  • Can I knock off few more Debt Payments?

  • Can I add some more into my Emergency Fund or Start building it (if I haven’t already)?

  • Can I start Tracking my Expenses (even for the last 2 months)?

These questions will start a new conversation with yourself and this will lead to few small wins that will give a big momentum heading into 2026.

Fix your spending habits 🤑

Before the holiday season, fix your spending habit. From today budget for everything. Remember, mental calculation doesn’t work (you might thing it does, but it doesn’t!)

Budget for everything. You can start using a piece of a paper if Spreadsheet or Apps are too difficult for you.

Here’s how you can do it: Budget on a Piece of Paper

Once you start budgeting you’ll be surprised how much money you can save, just by writing it down.

Plan ahead and get a head start on 2026 💸

Don’t wait for January, use November and December to set things up

  • Automate your savings and investments.

  • Tweak your budget to cover any known expenses coming up next year.

  • Start planning your big goals for 2026.

  • Review and rebalance your investment portfolio or retirement savings.

When the New Year hits, you'll already be in motion, instead of starting from zero.

Remember, Momentum beats motivation every single time.

🎥 My Latest Video (in case you missed it)

Warren Buffett: 8 RULES for Investing In Stock Market

Books I highly recommend

That’s all for today. I hope you’ve found this helpful and insightful.

Until next week 🙂

Saeem Khan
Creator of Wealthy Enough.
Software Engineer, Investor, Content Creator
www.saeemkhan.com

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